The success of a project depends on much more than the quality of the materials and the skills of each individual. It's also a question of responsibility and risk management. Whether you're a contractor, property developer, private or public owner, technical design office, technical inspector, etc. We can help you secure your business and avoid disputes. Benefit from the best professional construction insurance thanks to our 40 years of expertise in the sector.
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Professional construction insurance: what civil liability cover should you take out?
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Professional civil liability: a major professional construction insurance policy
Professional Civil Liability Insurance is the mainstay of protection for construction contractors, providing crucial coverage against professional errors and omissions during project completion. Drawing on our in-depth knowledge of the construction industry and our close partnership with insurance companies, we customize each liability solution to meet your company's specific needs. We have even made it possible to buy back certain exclusions so that they can be reintegrated into policies. Our specialist team works closely with you to identify potential risks and ensure adequate coverage. We can also work with your teams to train them in construction insurance risks.
Verspieren provides us with legal, technical and administrative security for our projects. They are people who know our business and can give us clear, quick answers to our questions.
General Manager, FIC Group
How can you be covered in the event of serious claims affecting your work? Decennial Civil Liability insurance
Compulsory decennial liability insurance covers building companies, prime contractors, design offices and other players in the construction sector for all the work they carry out or subcontract. Our advisory role is central to the purchase of professional construction insurance: we carry out an in-depth study of your case, to point out any gaps in your coverage. We offer you only the coverage and amounts you really need in the event of a claim. We'll be there for you from the very start, helping you to identify the coverage you need, giving you practical advice, accompanying you to appraisal meetings if necessary, and so on. Our objective? Ensuring that your interests are always protected.
Key figures
20
billion euros of work insured
140
dedicated staff
1st
broker in the construction insurance market
Owners and developers: specific professional construction insurance policies
Owner's liability insurance protects you against the financial consequences of your civil liability for any damage caused to a third party by work you have commissioned. Developer's liability insurance protects you against the financial consequences of an error committed in the course of your activities and for which you are held liable.
We handle 100% of your developer's liability claims, from the moment we receive your declaration to the moment we settle your claim. This means we can offer you a faster, smoother handling of your case.
The best protection for your construction sites abroad
Organizing international construction insurance programs is often difficult, particularly due to the large number of parties involved or the low level of maturity of foreign markets. To secure your construction sites abroad, our team examine the specific legal and insurance-related requirements of the country in which you will be operating in great detail. We then propose securing the construction site with bespoke all-risks site cover and, if the project justifies this, with “Inherent defect” insurance cover, which covers the solidity, stability and leak resistance of the building for a 10-year period.
At the same time, our teams work with the local correspondents from our Verspieren International network, who will obtain the best insurance proposals from the local market.
