Your equipment, your stock or your customer database are all key assets, vital to ensuring the satisfactory running of your company. It’s vital to protect them with a good property damage insurance policy. At Verspieren, you’ll find a team who understand your business and who can help you to take out the cover you really need, putting your interests first. This will ensure that you have effective protection, that you’re paying the right price and that you’re defended by experts.
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Property damage insurance
You’ll only be taking out the cover you require
You’ll get the best price
You’ll be defended by experts
Property damage insurance: what your company really needs
Often due to a lack of time, companies frequently take out property damage insurance policies which don’t cover their true needs: cover is taken out unnecessarily or, worse still, the company’s risks are not covered. Our teams perform a detailed audit of your business and of the insurance policies you already have, your operating methods and your facilities and equipment, etc.. The huge variety of clients we cover means that we have extensive skills in many business sectors, enabling us to better understand your requirements.
We draw up a bespoke schedule of conditions to organize a tender involving several insurers. We then present you with the best offer both in terms of cover and prices.
As a result, you’ll benefit from a policy meeting your precise needs, at the best price.
Risk prevention and risk management: priority areas
In a difficult economic environment, it’s vital to keep up efforts where protection and prevention are concerned. These form the basis for negotiations with the insurers for all companies and especially for the most exposed business sectors (waste processing, the wood industry, retail and the agri-foods sector, etc.). Our risk prevention officers can help you put in place an accident prevention plan including a risk assessment visit, a report detailing any areas for improvement and recommendations for actions to be undertaken. You can count on our teams to help you highlight the investments your company has made in the accident prevention field during discussions with insurers and to provide responses to the recommendations put forward by the insurance company.
Your property damage insurance managed by experts
When you take out property damage insurance for your company with Verspieren, you can be certain that it will be managed by professionals who know their business well.
A technical team is organized specially to meet your requirements. This includes specialists in the fields of machine breakage insurance, civil liability, vehicle fleets, transport and compensation, etc. You can contact each person from your team at any time, directly by telephone or by email.
Thanks to our low level of staff turnover, our teams are highly experienced and develop personal, long-term relationships based on trust and confidence with our clients.
We always put your interests first
For a company, the stakes are often high where property damage insurance is concerned, particularly when a claim arises. We consider it our job to put your interests first:
- We protect your tangible and intangible assets, with our solutions including property damage insurance, machine breakage insurance, insurance covering cyber-risks, operating losses, fraud, climate risks, accidental contamination, crisis management or directors’ liability…
- We draft our insurance policies ourselves to better protect your interests and to ensure that we know exactly which clauses to activate in order to obtain payment for you when a claim arises.
- Our subscription and compensation departments are in constant contact to improve our policies in your favor.
- We regularly stimulate competition between the insurers for our clients’ cases, to ensure that you can always benefit from the best offers.
Prevention: the best tips to reduce your risks
Our Prevention Engineering department can advise you to ensure your business continuity and to improve your insurability.
For example: perhaps you wish to build an extension to your buildings in France or abroad. Our engineers, who are fully familiar with the applicable standards and with the insurance companies’ requirements, will advise you on the preventive measures to introduce, such as fire protection or anti-intrusion detection. The installation of this equipment will improve your safety and security, while also reducing your insurance premium.